In Florida drivers are required to carry auto insurance coverage with a minimum of bodily injury of $10,000 per person, $20,000 per accident and a property damage limit of $10,000. Some drivers might not be aware that those who have been convicted of driving under the influence may be required to carry higher limits. Should you have had a recent conviction you should speak to your Florida insurance agent to ensure your coverage is correct.

While some drivers are blatantly disrespectful of road laws when they drive while significantly intoxicated, many usually law abiding citizens find themselves caught in a one off incident when over the limit by a small margin. This may be due to a miscalculation of the amount consumed or the time in which it was consumed. There can be a certain amount of leniency in these cases regarding legal penalties and fines but anybody convicted of a driving under the influence offense may find their insurance premiums are raised as a result so it is important to always be aware of the legal limits for alcohol consumption and driving and make sure you comply.

Increased insurance premiums as a result of intoxicated driving can be a costly lesson for any driver, even if it is just a one off mistake. Ensuring the incident is never repeated and speaking to your Florida insurance agent regarding your coverage can help you make sure your auto insurance coverage meets the legal requirements.
 

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